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The Right Loan!

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Types of Loans

A 30, 20, 15 year fixed conventional loans are loans that have the same mortgage payments for the term of the loan. Conventional loans typically are harder to qualify for than FHA loans and require a slightly higher down payment. However, in some cases rates can be lower and have lower closing costs. Also, monthly mortgage insurance is usually less or can be nothing with 20% down payment.

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